Purpose of this role is to execute credit audit reviews covering all the key areas in the end-to-end Credit Lifecycle including credit origination, screening, credit assessment and sanction, limit and facility booking, credit operations, disbursement, post-disbursement monitoring, collections, recovery, pre-payments/foreclosures, settlements, restructuring, credit administration and early warning monitoring, related legal and regulatory compliance and reporting such as asset classification, provisioning, income recognition etc., across lines of businesses, customer segments, products and channels in ABFL to assess adequacy and effectiveness of risk management and controls, and adherence to internal policies and procedures as well as applicable laws and regulations.